According to VTB forecasts, in general, by the end of 2024, mortgage loans in Russia may amount to 4.6-5.1 trillion rubles against 7.8 trillion in 2023.
Thus, it is not difficult to calculate that the reduction in the volume of mortgage loans for the year may amount to 35-41%.
According to VTB, the final sales results will depend on the expected modernization of preferential programs, further tightening of the regulator’s risk policy, as well as the timing and pace of a reduction in the key rate.
The bank’s experts expect easing of the Central Bank’s policy no earlier than the second half of the year, after which it will be possible to predict a reduction in loan rates. In the meantime, banks will develop programs to reduce the debt burden of borrowers, including together with key players in the real estate market.
Источник: www.bn.ru
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