“The house.The Russian Federation has distributed an additional 200 billion rubles on IT mortgages among banks

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According to “Dom.Russia”, with the help of this preferential mortgage program, more than 62.5 thousand families have already improved their living conditions

 «Дом.РФ» распределил между банками дополнительные ₽200 млрд по IT-ипотеке

“The house.The Russian Federation has distributed 200 billion rubles of additional limits on IT mortgages between 33 credit institutions (Beber, VTB, Dom Bank.The Russian Federation”, Rosbank, Alfa-Bank and others), which operate throughout Russia, his message says.

According to the bank, at the expense of these funds, more than 15 thousand families will be able to change their living conditions under the program.

The limit for issuing preferential IT mortgages was expanded from 500 billion to 700 billion rubles in April this year on the initiative of the Ministry of Finance and the Ministry of Finance. The allocated additional funds were distributed among creditors in proportion to the volume of claims based on the submitted applications, Dom.RF clarifies.

“The total additional amount of funds requested by creditors exceeded 860 billion rubles, which indicates the demand for the program. The IT mortgage has proven its effectiveness as a measure aimed at preserving and developing the human resources potential of the IT industry. With its help, housing conditions have improved more than 62.5 thousand families,” says the managing director of Dom.Russian Federation” Svetlana Nekrasova.

Terms of the IT mortgage:

  • the rate is up to 5% per annum;
  • the presence of Russian citizenship;
  • the age of the borrower is from 22 to 50 years inclusive;
  • working for an accredited IT company;
  • the average salary (before taxes) is from 150 thousand rubles. for residents of Moscow, for residents of cities with millions of people – from 120 thousand rubles, for residents of other cities — from 70 thousand rubles.;
  • the maximum loan amount is up to 18 million rubles in cities with millions and up to 9 million rubles in other cities.;
  • The initial payment is 20%;
  • the loan term is up to 30 years;
  • The program is valid until December 31, 2024 (the rate will remain for the entire term of the mortgage loan).
  • According to the March data, “Dom.Since the launch (from May 2022) of this preferential program, Russian banks have issued more than 50 thousand loans on IT mortgages worth 450 billion rubles.


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