For customers who have already signed up for a deal at Sberbank, mortgage loans will be issued on a regular basis, the bank said
Sberbank has been suspending registration for family mortgage transactions since September 18 due to the exhaustion of limits. This was reported to RBC-Real Estate by the press service of the credit institution.
The bank continues to accept applications from customers for family mortgages for Domklick, but registration for transactions will be resumed after the allocation of an additional limit. “For customers who have already signed up for a deal at Sberbank, mortgage loans will be issued on a regular basis,” the press service said.
According to analysts of Domklik, after restarting the family mortgage on new terms, 43.3 thousand loans worth almost 237.1 billion rubles were issued under it.
Experts interviewed by RBC-Real Estate spoke about possible problems with the issuance of a family mortgage. They warned that against the background of an increase in the Central Bank’s key rate, the limits on the program could quickly end. “The exhaustion of the limit on the provision of family mortgages can provoke a further drop in disbursements with any dynamics of interest rates,” said Valery Piven, Managing Director, head of the ACRA group of ratings of financial institutions.
The exhaustion of limits is also relevant for other preferential programs. Periodically, banks suspend and resume accepting applications for IT and rural mortgages due to lack of financing.
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