Natalia Belova, Deputy General Director of Rosgosstrakh Life Insurance Company, told how to save money for travel.
According to her, a pre-made plan will avoid unexpected expenses and give time to find partner and bonus programs, cashback payment options and other opportunities to optimize expenses as much as possible. For example, if you book a trip in advance, as a rule, this will save up to 20-30%, and tickets on weekdays are usually cheaper than on weekends.
“Having formed a total vacation budget, calculate how much you need to save from each income in order to achieve your financial goal. Depending on the amount of expenses and the planning horizon, the goal can be short-term, medium-term or long-term. For example, you are going to go on an annual vacation in the next few months. A savings account or bank deposit is suitable for this, which you can replenish regularly. This way you will not be tempted to spend the saved amount on other expenses or spontaneous purchases if it was just lying at home in cash or on a card without the possibility of accruing income,” Izvestia quotes Belova.
Earlier, the Free Press reported the news that large families will receive discounts in hotels and ski resorts.
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