The popularity of real estate in Bulgaria among buyers from other countries is still quite high. Strangely enough, an apartment by the sea can still be bought at a fairly attractive price starting from €27,000. What these objects look like and what you generally need to do before buying — in our material.
What you need to know before buying an apartment in Bulgaria
Bulgaria, like many EU countries, has seen an increase in the cost of living in recent years, including utilities, food, and rent. For example, according to local sources, utility bills (electricity, water, heating) have increased due to rising energy prices in Europe. Maintenance fee for complexes (by the management company) It can also be significant, especially in resort areas, and varies from 500 to 1,500 euros per year, depending on the complex.
However, despite the fact that the Bulgarian real estate market has become more competitive in recent years, this country remains one of the most affordable countries. EU for the purchase of real estate by foreigners.
Before buying an apartment in a new house in Bulgaria, buyers should check the documents for this house. There are several acts in Bulgaria that must be obtained by the developer. We are talking about acts 14, 15 and 16, which separate the main stages of construction.
The building receives act 14 when all the rough work is completed: the house has a frame, walls, supporting columns, roof, stairs.
The ads often indicate that the house has received Act 15. — this means that the house has been completed, checked for compliance with the original plans and all the numerous reliability and safety requirements. All supervisory commissions confirm that the house is ready for connection to communication networks and interior decoration.
Act 16 is required for buildings of categories 1-3 (for example, large residential complexes, high-rise buildings).
The final document confirming that the building is ready and complies with all standards and regulations is a Certificate of commissioning (“Certificate of entry into operation”).
In addition to problems with documents, before buying it would be nice to understand which management company will take care of the house and the surrounding area. It is also recommended to insure your home after purchase. In such a case, in an unpleasant situation with neighbors, the insurance company will compensate for all the damage, and it will contact the owner of the neighboring apartment to solve this problem.
However, insurance is not mandatory, and its necessity depends on the personal preferences of the buyer. In resort complexes, insurance is sometimes included in the services The Criminal Code, but this should be specified in the contract. The cost of insurance varies depending on the coverage and can range from 50 to 200 euros per year for a standard apartment.
A selection of inexpensive apartments in Bulgaria by the sea
We have selected from our catalog 5 budget apartments in Bulgaria by the sea and often with mountain views.
Studio in Nessebar for €28,500
Apartment 1 room Nessebar, Bulgaria $32,404 1 Room 1 Number of bedrooms 1 bathroom 32 m2 2 / 4th Floor
A furnished studio with a total area of 32 sq. m. is for sale in the Sunny Day 6 residential complex. The apartment is located on the second floor of a four-storey building located 3 km away. from the popular Sunny Beach resort. The complex is built on a picturesque hill and borders a small river.
The studio offers views of the complex and the surrounding mountains. The location on a hill also allows you to admire the panorama of the famous Sunny Beach resort. According to the seller, the proximity to the river creates a special microclimate and provides fresh air all year round.
The apartment consists of a spacious living room-bedroom with a kitchen area, a bathroom with a shower and a balcony. The studio is fully furnished and sold with all necessary equipment and household appliances. The layout is thought out as functionally as possible, which makes it possible to effectively use every square meter of living space.
The location is 3 km away. From Sunny Beach, it provides easy access to the entire infrastructure of the resort: beaches, restaurants, shops and entertainment venues, while the apartment is located in a quiet area away from the hustle and bustle of tourists.
Studio on Sunny Beach for €25,600
Apartment 1 room Cherganovo, Bulgaria $27,693 1 Room 1 bathroom
A cozy studio with a living area of 32 sq. m has been put up for sale in the popular Sunny Beach resort. m on the third floor of a residential complex. The apartment is fully furnished and equipped with everything necessary for a comfortable stay. The studio consists of a functionally designed kitchen, a seating and dining area, a comfortable bathroom and a balcony overlooking the complex.
There are five swimming pools for various purposes, two mini golf courses, a tennis court, basketball and soccer fields. For families with children, there is a playground in a green and well-kept area. Security is provided by a controlled access system and round-the-clock video surveillance.
The apartment is equipped with air conditioning to maintain a comfortable temperature all year round. The annual operating fee is 580 euros, which includes maintenance, maintenance of all amenities of the complex and parking space.
Studio in Aheloy for €27,700
Apartment 1 room Cherganovo, Bulgaria $28,777 1 Room 1 bathroom
In the picturesque resort village of Akheloy, located a few kilometers from the lively Sunny Beach, a cozy studio with a living area of 31 square meters is for sale. m is on the ground floor.
The studio is fully furnished and ready to move in, which eliminates the need for additional investments in equipment. The layout includes an entrance hall, a living room with a kitchenette, a bathroom and a balcony from where you can enjoy the mountain views. The apartment is equipped with air conditioning to maintain a comfortable temperature all year round.
The village is famous for its many beaches, charming coves and picturesque landscapes.
The complex’s infrastructure includes five different swimming pools, a tennis court, a sports field for basketball and football, a mini golf course surrounded by greenery, and a children’s playground for families with children. The territory is under professional security with controlled access.
An additional advantage is the free on-site parking. The annual maintenance fee is 580 euros, which includes year-round maintenance of all amenities and infrastructure.
Studio in Saint Vlas for €46,438
Studio 1 room Sveti Vlas, Bulgaria $50,523 1 Room 1 Number of bedrooms 1 bathroom 30 m2
A compact studio with a total area of 30 sq. m is for sale in the resort town of Sveti Vlas. m in the new elite complex “Ellisium 2”. The accommodation will be ready for occupancy in May 2026 and is located just 200 meters from the sea coast. The complex offers panoramic views of Sunny Beach resort and the historic Old Town of Nessebar.
The seven-storey building is constructed of the highest quality materials and includes 192 apartments of various layouts. The residential complex has a swimming pool, landscaping areas, video surveillance and limited access only for apartment owners.
The location of the complex is convenient: Marina Dinevi yacht port is 1.5 km away, the famous Sunny Beach resort is 4 km away, and historic Nessebar is only 10 km away. Burgas International Airport is 27 km away. from the complex. There is a supermarket, a bus stop, a medical facility and a pharmacy within walking distance.
Studio area of 30 sq. m. The apartment consists of a living area with a kitchen, a bathroom and a balcony. The living area is 25 sq. m. According to the developer, the apartment is suitable for both summer holidays and year-round living.
A special feature of the offer is the possibility of payment in cryptocurrency and a flexible installment system: an initial payment of 50%, followed by installments without interest until May 2026.
Studio in the Elenite complex for €51,200
Studio 1 room Burgas, Bulgaria $53,519 1 Room 1 Number of bedrooms 1 bathroom 35 m2 1st Floor
A studio with an area of 35 sq. m. has been put up for sale in the prestigious Privilege Fort Beach complex in the resort village of Elenite. m is on the ground floor. The complex is located in a picturesque place under the romantic name “Robinson”, at the foot of the Balkan Mountains and at the same time on the very shore of the sea.
The complex is bordered by a beautiful sandy beach and is considered one of the best places for summer holidays on the Black Sea coast of Bulgaria. There is a water park, a supermarket, taxi and bus stops within walking distance.
The infrastructure of the complex is diverse: a water river flowing through the entire territory, pools with water cannons and a Jacuzzi, a children’s pool with lifeguard guards. The landscaped grounds include four playgrounds with slides, outdoor exercise equipment, a fitness center, a sauna, a beauty center and a massage parlor. The hotel offers a restaurant-bar “Ship”, a pizzeria restaurant, a tennis court and a football field.
The studio is fully ready to move in with high-quality finishing materials. The apartment is equipped with underfloor heating in the hallway and bathroom, laminate flooring in the living area, winter-summer air conditioning, metal-plastic windows with blinds and mosquito nets. The complex is designed for year-round living due to the high-quality thermal insulation of buildings.
The cost of management is 14.50 euros per sq.m. m per year, which includes the support of the territory, swimming pools, round-the-clock security and the use of all infrastructure.
Author
Yulia Yanukovych, Editor-in-Chief
I am responsible for the work of the editorial office. I write expert interviews and guides.